Supplemental Benefits/Voluntary Benefits

Employees want to enroll in  voluntary benefits that meet their diverse needs. Employee benefits remain an important driver of employee satisfaction. Well-designed benefits plans based on desires and needs of employees can enable companies to strengthen their ability to attract and retain workers.

More than three-quarters of employees responding to the Employee Benefit Research Institute’s 2013 Health and Voluntary Workplace Benefits Survey” say the benefits package an employer offers prospective employees is extremely or very important in their decision to take the job.  
Most employees are aware that purchasing through the workplace saves them money from the group buying power and the ability to purchase the benefits "Pre Tax".  This can be a huge savings for most employees.

With voluntary benefits, employees can customize their benefits package and choose what suits their individual needs. They can build a financial safety net by adding on traditional voluntary insurance products as well as non-traditional voluntary benefits.

Our philosophy is to offer supplemental coverage that costs employees the lowest amount out of pocket and pays the most at point of claim.  Some companies may be household names.  But we don’t support companies that pay for huge advertising campaigns that feature "critters" quacking and making strange noises on TV.

Voluntary Benefits:

  • Voluntary Dental (when not part of a group employer paid package)
  • Accident Insurance
  • Paycheck Protection Short Term Disability Insurance
  • Hospital Indemnity
  • Critical Illness Insurance
  • Cancer Insurance
  • Term Life Insurance
  • Universal Life Insurance (including HHC and LTC coverage)
  • Legal Plan
  • Identity Theft Coverage (full restoration/resolution)

Section 125 and Full Flexible Benefits Administration is availalbe

Companies we represent:

  • Allstate Benefits
  • Assurity Insurance
  • American Fidelity/American Public Life
  • Transamerica Worksite
  • Lincoln National
  • Principal Insurance
  • Guardian Insurance
  • Standard Insurance
  • Sun Life Insurance
  • Kansas City Life
  • Illinois Mutual
  • Humana Specialty
  • Legal Shield
  • Identity Shield