Colorado Individual and Family Health Insurance

Health Insurance For Colorado Individuals and Families

Do you qualify for a subsidy?   The lower your earned income (after expenses and deductions-not your paycheck), the more subsidy you will receive.  You will subtract the subsidy from the insurance rates.  If you make over $46,000 a year as an individual, you will not qualify for the subsidy and should look only at plans outside of the public exchange. For an individual quote comparison with a spreadsheet of the insurance companies and options and clickable links to company brochures, please go to: Individual Quote Engine   Please create an account and we will send you several options to look at that are easier to review. Get a Quick Quote comparison for 2014 both on and off the Colorado Healthcare Exchange.  Insurance Companies that will be in the comparison for the exchange include:

  • Access Health Colorado
  • Anthem Blue Cross and Blue Shield /HMO Colorado
  • Cigna
  • Colorado Choice Health Plans
  • Colorado HealthOP  Cofinity Network
  • Denver Health Medical Plan
  • Humana HMO
  • Kaiser Permanente
  • Rocky Mountain Health Plans PPO and HMO

 Insurance companies outside the exchange include:

  • Cigna PPO
  • Humana HMO EPO, and PPO
  • Anthem BCBS PPO and HMO
  • Rocky Mountain Health Plan PPO and HMO
  • Colorado HealthOP  Cofinity Network
  • Kaiser Permanente HMO
  • Golden Rule/United HealthCare Network PPO
  • Assurant PPO/Cigna or Aetna Network PPO

For direct access to quotes for our insurance companies outside of the exchange, you can click on the links below. If you are just starting out as self employed or lost your group insurance when you terminated employment recently you may qualify for individual health insurance.   There are a limited number of companies writing individual health insurance in the state of Colorado.    We want to be upfront before you start the process of applying.  For most companies you have to be healthy to qualify with few medications other than birth control and over the counter allergy medications.   Some companies will "rate up" after taking a look at your application. The companies we work with for individual or self employed coverage  include: Assurant Health Insurance   Assurant utilizes the Cigna and Aetna networks for Individual and Family Coverage.   I f you are between jobs and or just need short term medical coverage please go to Assurant Short Term Health Insurance You may also go to:  for the full Assurant quote engines for short term major medical, individual/family major medical and mini medical coverages. Cigna Health Plan

Please Click on the Banner below  or link United Health Care/Golden Rule.  Please click on the banner or link:  Get a quote for Golden Rule Insurance